Consultiva Internacional, Inc.

Peter Serrallés
Chief Compliance Officer

Former president of RG Investments Corporation, Inc., where he set up the broker dealer subsidiary of RG Financial Corporation. He was Branch Office Manager and Senior Vice President of the San Juan branch of Morgan Stanley Dean Witter Co., where he completed the Dean Witter/Wharton Branch manager Program in August 1994 at the Wharton School, University of Pennsylvania. In 1993 his branch was awarded the Chairman's Challenge Award for excellence.

Mr. Serrallés was Assistant Branch Manager of the San Juan Office of Kidder Peabody & Co. Inc. until it was acquired by Merrill Lynch & Co. He began his career in the securities industry as a retail Account Executive at Merrill Lynch & Co. in 1978 prior to joining Kidder Peabody & Co.

Mr. Serrallés is a member of the New York Stock Exchange panel of Arbitrators, and a member of the NASD Board of Neutrals. He is registered with the NASD as a: General Securities Principal (Series 24), General Securities Sales Supervisor (Series 8), General Securities Representative (Series 7), Registered Options Principal (Series 4) and Municipal Securities Principal (Series 53).

	Consultiva Management Team<< Peter Serrallés Chief Compliance Officer Former president of RG Investments Corporation, Inc., where he set up the broker dealer subsidiary of RG Financial Corporation. He was Branch Office Manager and Senior Vice President of the San Juan branch of Morgan Stanley Dean Witter Co., where he completed the Dean Witter/Wharton Branch manager Program in August 1994 at the Wharton School, University of Pennsylvania. In 1993 his branch was awarded the Chairman's Challenge Award for excellence. Mr. Serrallés was Assistant Branch Manager of the San Juan Office of Kidder Peabody & Co. Inc. until it was acquired by Merrill Lynch & Co. He began his career in the securities industry as a retail Account Executive at Merrill Lynch & Co. in 1978 prior to joining Kidder Peabody & Co. Mr. Serrallés is a member of the New York Stock Exchange panel of Arbitrators, and a member of the NASD Board of Neutrals. He is registered with the NASD as a: General Securities Principal (Series 24), General Securities Sales Supervisor (Series 8), General Securities Representative (Series 7), Registered Options Principal (Series 4) and Municipal Securities Principal (Series 53).


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